Pre-Closing Checklist

Prior to your closing, you want to make sure the following details are taken care of:

1. Schedule a final walk through with your Buyer's Agent: The walk through will allow you a final inspection before closing.

2. Purchase Homeowners Insurance for your new home: If buying a condo, this would cover the interior of your unit not covered by the Master Insurance policy. It may be advantageous to obtain a quote from the Insurance Company who carries the Master Policy so your coverage is aligned with that coverage. Additionally, they may offer a small discount since they already insure the building.

3. Make sure you are prepared to bring a certified or bank check for your final payment amount at the closing: All the financial details of the transaction are listed on the Settlement Statement (also known as the HUD-1 Settlement Statement), which is prepared by the Closing Attorney. This document is usually available 24 to 48 hours prior to closing.

4. Bring a license and second form of ID: Your second form of ID can be a credit card or passport. It is also recommended that you bring a check book for any last minute items.